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Assignment: The transfer of the ownership rights of a life insurance policy from one person to another.

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Attending Physician's Statement (APS): Information provided by a proposed insured's physician covering medical history and results of medical examinations.Applicant: The person applying for the insurance policy.The applicant may be different from the proposed insured or the policy owner.When authorized by the insurer and the policy owner, the amendment attaches to or becomes part of the policy.Annuitize: To begin a series of payments from an annuity.

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